Mortgage Calculator
Plan your purchase with greater clarity.
Estimate your monthly mortgage, loan amount, down payment and key upfront buying costs for property in Dubai — all in one place.
Dubai Finance Planning
Estimate affordability clearly
Instant Estimate
Monthly payment guidance
Upfront Costs
Down payment and fees overview
Mortgage Estimator
Calculate your mortgage.
Adjust the inputs below to estimate your mortgage structure and buying costs.
Purchase Details
AED
Financing
%
960,000 AED
Years
%
Your Estimate
Monthly payment.
4,936 AED
Based on an interest rate of 3.75%
Upfront Costs
Down Payment
240,000 AED
DLD Fee (4%)
48,000 AED
Agency Fee (2%)
24,000 AED
Mortgage Registration (0.25%)
2,400 AED
Estimated Total Upfront
314,400 AED
Need mortgage advice?
Speak with Starview Niche about your budget, financing plan and next property steps in Dubai.
Mortgage Notes
Helpful guidance before you apply.
Mortgage eligibility and exact costs vary by lender, buyer profile, property type and transaction structure. This calculator is designed as an estimate only.
Typical planning assumptions often use 15% down for locals, 20% for residents and 40% for non-residents.
Agent fees are often estimated around 2%, with transfer fees around 4%.
Final bank offers may differ depending on income, residency, debt and property details.
Loan term and rate significantly affect monthly installment size.